Introduction

If you love classic banana bread but crave something softer, fluffier, and more cake-like, a Banana Bread Cake with Cream Cheese Frosting is the perfect upgrade. This recipe transforms simple overripe bananas into a tender, moist, bakery-style cake topped with a luxurious cream cheese frosting that adds the perfect tangy sweetness. Every bite blends comforting banana flavor with a smooth, luscious frosting that melts beautifully into the soft crumb.

This cake is perfect for celebrations, potlucks, brunch, family gatherings, or weekday treats. Unlike dense banana bread loaves, this version is light enough to enjoy as a dessert but still packed with that comforting, nostalgic banana flavor. The detailed guide below includes everything you need—ingredients, steps, tips, variations, storage instructions, FAQs, and more—to help you bake a perfect banana bread cake every time.

Ingredients

For the Banana Bread Cake:

• 2 cups all-purpose flour
• 1 teaspoon baking soda
• 1 teaspoon baking powder
• 1/2 teaspoon salt
• 1 teaspoon ground cinnamon
• 1/2 cup unsalted butter, softened
• 1 cup granulated sugar
• 1/2 cup brown sugar
• 2 large eggs
• 1 tablespoon vanilla extract
• 1 cup mashed ripe bananas (about 3 bananas)
• 1/2 cup sour cream or Greek yogurt
• 1/2 cup milk
• Optional: 1/2 cup chopped walnuts or pecans
• Optional: 1/2 cup mini chocolate chips

For the Cream Cheese Frosting:

• 8 oz cream cheese, softened
• 1/2 cup unsalted butter, softened
• 2 1/2 cups powdered sugar
• 1 tablespoon vanilla extract
• Pinch of salt

Preparation

Step 1: Prepare the Pan & Oven

Preheat your oven to 350°F (175°C). Grease a 9×13-inch baking pan or line it with parchment paper for easy removal. A metal pan works best for an even rise and golden edges.

Step 2: Mix Dry Ingredients

In a medium mixing bowl, whisk together flour, baking soda, baking powder, salt, and cinnamon. This step evenly distributes the leavening agents and ensures the cake rises properly.

Step 3: Cream Butter & Sugars

In a large bowl, beat softened butter, granulated sugar, and brown sugar until light and fluffy. Proper creaming gives your cake structure and helps create a softer crumb.

Step 4: Add Eggs, Vanilla & Bananas

Mix in the eggs one at a time. Add vanilla extract, then fold in the mashed bananas. The mixture will appear slightly lumpy due to banana pieces—this is perfect for flavor and moisture.

Step 5: Add Sour Cream & Milk

Mix in sour cream (or Greek yogurt) to add richness, moisture, and a slight tang. Slowly add the milk and mix until just combined. Do not overmix.

Step 6: Combine Wet & Dry Ingredients

Add the dry ingredients to the wet mixture and gently fold until everything is incorporated. For add-ins like nuts or chocolate chips, fold them in at this stage.

Step 7: Bake the Cake

Pour the batter into your prepared baking pan and spread evenly. Bake for 28–38 minutes or until a toothpick inserted into the center comes out clean. Cool completely before frosting.

Step 8: Prepare the Cream Cheese Frosting

Beat softened cream cheese and butter until smooth. Add powdered sugar gradually along with vanilla and a pinch of salt. Whip until creamy and spreadable.

Step 9: Frost the Banana Bread Cake

Once the cake is fully cooled, spread the cream cheese frosting generously over the top. For an extra decorative touch, use the back of a spoon to create swoops or keep it smooth for a classic finish.

Variation

• Banana Nut Cake:
  Add 3/4 cup toasted walnuts or pecans to the batter.
• Banana Chocolate Chip Cake:
  Stir in 1 cup mini chocolate chips for a sweeter, dessert-style banana cake.
• Brown Butter Banana Cake:
  Replace regular butter with browned butter for a deeper, nutty flavor.
• Spiced Banana Cake:
  Add nutmeg, ginger, or allspice for a warm spice-forward cake.
• Banana Caramel Cake:
  Drizzle caramel sauce over the frosting for an indulgent finish.
• Healthier Version:
  Replace half the flour with whole wheat and reduce sugar to taste.

COOKING Note

• Overripe bananas with brown spots offer the richest flavor and moistest texture.
• Do not overmix once the dry and wet ingredients meet—overworking the batter creates a dense cake.
• Cooling completely before frosting ensures the frosting doesn’t melt.
• If using cream cheese from a tub, ensure it is full-fat for best consistency.

Serving Suggestions

• Serve chilled for a firmer frosting or at room temperature for a softer, creamier bite.
• Add banana slices or chopped nuts on top for decoration.
• Pair with hot chocolate, cold milk, coffee, or chai tea.
• Serve as a brunch cake, party dessert, or potluck centerpiece.

Tips

• For extra moisture, add 1 extra banana if yours are small.
• If the cake browns too quickly, cover loosely with foil during baking.
• Let the frosting sit for 10 minutes before spreading for a smoother finish.
• Store leftovers in the refrigerator to maintain cream cheese frosting freshness.
• Freeze unfrosted cake layers for up to 2 months.

Prep Time: 20 minutes

Cooking Time: 35 minutes

Total Time: 55 minutes

Nutritional Information (approx. per slice)

• Calories: 390
• Protein: 5g
• Sodium: 260mg

FAQs

1. Can I use frozen bananas?

Yes! Thaw them first and drain excess liquid before mashing.

2. Can I bake this recipe in loaf pans?

Yes. Use two loaf pans and adjust baking time to 45–55 minutes.

3. Is sour cream necessary?

It adds moisture and richness, but Greek yogurt works perfectly too.

4. Can I make this into cupcakes?

Yes—bake for 18–22 minutes and frost once cooled.

5. How do I store the cake?

Refrigerate in an airtight container for 3–4 days. Frosting needs to stay chilled.

Conclusion

This Banana Bread Cake with Cream Cheese Frosting delivers everything you love about banana bread but elevates it into a soft, rich, irresistible dessert. Moist, flavorful, and beautifully complemented by tangy cream cheese frosting, it’s the perfect cake for celebrations or everyday treats. With easy steps and plenty of variations, you can make this recipe your own and enjoy it in countless ways. Whether served warm, chilled, or decorated for a special occasion, this cake is guaranteed to impress.

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